Confusion when you least need it for Sickness Benefits
Research from Zurich Insurance shows that the majority of adults are unaware of the limited financial support in terms of sickness benefits available to them if they become unable to work through illness or disability.
Zurich asked in its questionnaire
‘What constitutes a typical claim period for Employment and Support Allowance ‘ – a state benefit available to qualifying adults regardless of their employment status.
- 38% have no idea about how long they could claim ESA benefit.
- 22% think they are entitled to claim for between 4 and 6 months.
- 16% gave the correct answer of between 9 and 12 months.
Nick Homer of Zurich says,
“Few people expect long-term state support. But there remains great confusion on the level of state benefit provision for those who are unable to work as a result of illness or injury.”
The benefits system is a nightmare to understand and I am often at a loss to advise people on what they are entitled too when I see them in occupational health – so many changes.
And for financial help if you are disabled go to https://www.gov.uk/financial-help-disabled In the workplace, you can talk to you HR department about what is available and the Citizens Advice Bureau can give you individual advice. If your employer has an Employee Assistance Programme go onto their website or call the helpline for more advice.
Further Advice and Information
- See also Statutory Sick Pay website>
- Equality Website
- Disabled Living Foundation for advice about funding and living on your own with support
Are you struggling because of a health problem – do you know your rights and your entitlements?
Do you have any advice for others to help? If so I would be glad to add them to the list here.