People confused by sickness benefit entitlement

Confusion when you least need it for Sickness Benefits

Research from Zurich Insurance shows that the majority of adults are unaware of the limited financial support in terms of sickness benefits available to them if they become unable to work through illness or disability.

Zurich asked in its questionnaire

‘What constitutes a typical claim period for Employment and Support Allowance ‘ – a state benefit available to qualifying adults regardless of their employment status.

They found:

  • 38% have no idea about how long they could claim ESA benefit.
  • 22% think they are entitled to claim for between 4 and 6 months.
  • 16% gave the correct answer of between 9 and 12 months.

Nick Homer of Zurich says,

“Few people expect long-term state support. But there remains great confusion on the level of state benefit provision for those who are unable to work as a result of illness or injury.”

Authors Opinion:

The benefits system is a nightmare to understand and I am often at a loss to advise people on what they are entitled too when I see them in occupational health – so many changes.

If you need advice about this,  go to the government web pages or if you have a disability visit the Disability benefits Centre for information on DLA, PIPs and other benefits.

And for financial help if you are disabled go to https://www.gov.uk/financial-help-disabled In the workplace, you can talk to you HR department about what is available and the Citizens Advice Bureau can give you individual advice.  If your employer has an Employee Assistance Programme go onto their website or call the helpline for more advice.

Further Advice and Information

Are you struggling because of a health problem – do you know your rights and your entitlements?

Do you have any advice for others to help?  If so I would be glad to add them to the list here.

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